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Ocean Finance - www.oceanfinance.co.uk
Ocean Finance are one of the UK's largest secured loan providers. This means that any loan taken out would be secured on your property so you\d have to be a homeowner before you could take out a loan with them. They are also able to help people with adverse credit.
They don't mention other debt solutions like IVA's and Debt Management on their website, so we think it's safe to say that they should really be considered a loan specialist.
We can help you make the right decision
To ensure that you get the right advice, we provide free access to expert charity debt advisors who provide unbiased debt advice. This helps those in serious debt to avoid advisors who charge excessive fees or feel it is reasonable to extend the period individuals are in debt beyond what is reasonable and logical.
Find Out More About The Debt Solutions Considered
| Solutions | Debts Written Off | Legally Binding | Interests & Charges | Residential Status | ||
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Average 58%*
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Yes
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Stopped
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Tenant or Homeowner (Eng/Wales)
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Not Normally
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No
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Many Freeze
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Tenant or Homeowner
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Consolidated
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Yes
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New Rates & Charges
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Tenant or Homeowner
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Bankruptcy is a severe last resort if you are in serious debt and no other debt solution can save you from going bankrupt. Bankruptcy may protect you from your creditors and allows you to start fresh, but you need to think carefully about all the implications involved.
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*58% was the average debt write off with an IVA, April - June 2008, CCCS
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Ocean Finanace Reviews
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