Debt Advice Foundation

Debt Advice Foundation

The Debt Advice Foundation is a National debt advice and education charity offering free, confidential support and advice to anyone worried about their debts.

They have built their reputation by preventing debt problems through education, as well as solving people's debt problems with a solution that is best for the individual.

They help over 10,000 people a year to get back in control of their debts, as well as educating children throughout the UK so that they develop their own money management skills which could help them prevent debt problems in the future.

Their helpline is confidential, non-judgemental and covers the full range of debt solutions available in the UK.

You don't have to book an appointment to speak to them and importantly, they don't charge fees for debt management solutions.

Debt Advice Foundation's advisors are available to answer any questions you may have about any aspect of debt on the talkaboutdebt question boards.

Click here to visit their website www.debtadvicefoundation.org.

Find Out More About The Debt Solutions Considered

Solutions
Debts Written Off
Legally Binding
Interests & Charges
Residential Status
Fees
Notes
IVA
Yes - Average 58%
Yes
Stopped
Tenant or Homeowner (Eng/Wales)
Yes on average around 20% of the payments you make to creditors
Typically you must have debts over £15,000 and be able to offer yourcreditors about 20% of the value of the debt back over 5 years.
Debt Management
No
No
Many Freeze
Tenant or Homeowner
Yes
In a Debt Management Plan, you will be required to repay all of your debt in full.
Consolidation
No
Yes
New Rates & Charges
Tenant or Homeowner
Yes
Consolidating your debts generally means you'll pay more back over a longer period of time.
Bankruptcy
Yes
Yes
Stopped
Tenant or Homeowner (Eng/Wales)
Yes - up to £700 depending on your circumstances. You may also be subject to a 3 year Income Payments
You need to think carefully about all the affect bankruptcy will have on your home and your employment.
Debt Relief Order
Yes
Yes
Stopped
Tenant
Yes - £90
You must have debts under £15,000 and have little in the way of assets

Debt Advice Foundation Reviews

If you have used the Debt Advice Foundation and would like to share your experience please write a Debt Advice Foundation Review.

Add a Review
Average Rating:
5
Rated 5/5 based on 1 customer reviews.

What others have said

Please remember that these reviews are the opinions of people visiting our site and so can be very different from our own views.

I was really happy with their service. I was really nervous and they mad
Reviewed by:
Rating:
5

Would reviewer recommend this organisation? Yes
I was really happy with their service. I was really nervous and they made talking about being in debt ok. I ended up with an IVA and it's working out well for me and the family.
I struggled to get through to them at first and when I did I thought the
Reviewed by:
Rating:
3

Would reviewer recommend this organisation? Yes
I struggled to get through to them at first and when I did I thought they were pretty good. They suggested debt management to me. An IVA has been suggested by another company. I now need to decide who's right.
I had to wait a long time for my interview and in the end was offered a
Reviewed by:
Rating:
4

Would reviewer recommend this organisation? Yes
I had to wait a long time for my interview and in the end was offered a debt management plan. It took and about 7 weeks from initial contact to when I was up and running.
I had never heard of them before and I actually think they were good. Th
Reviewed by:
Rating:
3

Would reviewer recommend this organisation? Yes
I had never heard of them before and I actually think they were good. The lady on the phone was nice and the advice makes sense. I have been sent paper work and I now need to sign and send it back. Would I recommend them. I can't say yet as its too early.
I thought they was good.
Reviewed by:
Rating:
4

Would reviewer recommend this organisation? Yes
I thought they was good.
Dept Free Direct have helped me organise an iva and i think they are goo
Reviewed by:
Rating:
0

Would reviewer recommend this organisation? Yes
Dept Free Direct have helped me organise an iva and i think they are good.
I have tried calling Pay Plan and get automated options that don't make
Reviewed by:
Rating:
1

Would reviewer recommend this organisation? No
I have tried calling Pay Plan and get automated options that don't make sense as I am not a customer and have now given up :(
money debt and credit are a very good company. They were very polite and
Reviewed by:
Rating:
4

Would reviewer recommend this organisation? Yes
money debt and credit are a very good company. They were very polite and very patient when they rang me. They managed to get me a debt management plan at a very affordable monthly rate. I would suggest this company for those who need advice on debt or for those who need a debt management plan.
I have been with payplan for 18months they went through my income and ex
Reviewed by:
Rating:
0

Would reviewer recommend this organisation? Yes
I have been with payplan for 18months they went through my income and expenditure fully and came up with a realistic and affordable monthly payment with me. They dealt with all my creditors and the harassing phone call and threatening letters soon stopped. You are provided with an online facility that lets you see who you owe money to and how much each balance is. I contacted a lot of debt management companies who all tried to get me to do an IVA because they collect a lot of commission for selling them. Or they would keep a large portion of what I paid each month. With Pay Plan every penny comes of my debt and what I like most is you can actually see the end balance going down when you log on to your account.
Churchwoods helped me when i was in a difficult situation. They helped m
Reviewed by:
Rating:
0

Would reviewer recommend this organisation? Yes
Churchwoods helped me when i was in a difficult situation. They helped me reduce my debt payments to a more manageable figure and tackled the interest and charges.