Christians Against Poverty www.capuk.org

Christians Against Poverty is a National UK charity, working tirelessly to help lift people out of debt and poverty. They were recently voted runner up in the prestigious Sunday Times Best 100 not-for-profit organisations to work for - their approach is to work in partnership with local churches because they believe that the Church can be trusted to help turn lives around for the better.

They offer free debt counselling through a network of hundreds of centres based in local churches.

Their message to those struggling with debt problems is that there is a way out of debt and there is definitely help at hand. Each year they help over 20,000 people to find their way out of the 'black hole' as they call it.

Their approach is to sit down with you and help to work out a fair budget. They'll also negotiate with creditors if you want them to and talk you through how insolvency works in practice.

On a more positive note, they also run CAP Money Courses, which teach more than 10,000 people a year to budget, save and prevent debt in first place. CAP also offers 'CAP Money' which is a course teaching you about money management, budgeting skills and a simple, cash-based system that really works. This course will help anyone to get more in control of their finances, so they can save and prevent debt. You can find out how CAP Money works here https://www.capmoney.org/en_GB/whatiscapmoney

They also recently launched CAP Job Clubs to help people to get back into work.

Why not visit their website for further information about their debt advice centre locations or you can do a postcode search here http://www.capuk.org/help/needhelp.php to find your nearest centre.

If the search shows there are no CAP centres in your area then you have the option to download a self-help pack from their website.






 

 

 

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I was really happy with their service. I was really nervous and they mad
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Rating:
5

Would reviewer recommend this organisation? Yes
I was really happy with their service. I was really nervous and they made talking about being in debt ok. I ended up with an IVA and it's working out well for me and the family.
I struggled to get through to them at first and when I did I thought the
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Rating:
3

Would reviewer recommend this organisation? Yes
I struggled to get through to them at first and when I did I thought they were pretty good. They suggested debt management to me. An IVA has been suggested by another company. I now need to decide who's right.
I had to wait a long time for my interview and in the end was offered a
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Rating:
4

Would reviewer recommend this organisation? Yes
I had to wait a long time for my interview and in the end was offered a debt management plan. It took and about 7 weeks from initial contact to when I was up and running.
I had never heard of them before and I actually think they were good. Th
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Rating:
3

Would reviewer recommend this organisation? Yes
I had never heard of them before and I actually think they were good. The lady on the phone was nice and the advice makes sense. I have been sent paper work and I now need to sign and send it back. Would I recommend them. I can't say yet as its too early.
I thought they was good.
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Rating:
4

Would reviewer recommend this organisation? Yes
I thought they was good.
Dept Free Direct have helped me organise an iva and i think they are goo
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Rating:
0

Would reviewer recommend this organisation? Yes
Dept Free Direct have helped me organise an iva and i think they are good.
I have tried calling Pay Plan and get automated options that don't make
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Rating:
1

Would reviewer recommend this organisation? No
I have tried calling Pay Plan and get automated options that don't make sense as I am not a customer and have now given up :(
money debt and credit are a very good company. They were very polite and
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Rating:
4

Would reviewer recommend this organisation? Yes
money debt and credit are a very good company. They were very polite and very patient when they rang me. They managed to get me a debt management plan at a very affordable monthly rate. I would suggest this company for those who need advice on debt or for those who need a debt management plan.
I have been with payplan for 18months they went through my income and ex
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Rating:
0

Would reviewer recommend this organisation? Yes
I have been with payplan for 18months they went through my income and expenditure fully and came up with a realistic and affordable monthly payment with me. They dealt with all my creditors and the harassing phone call and threatening letters soon stopped. You are provided with an online facility that lets you see who you owe money to and how much each balance is. I contacted a lot of debt management companies who all tried to get me to do an IVA because they collect a lot of commission for selling them. Or they would keep a large portion of what I paid each month. With Pay Plan every penny comes of my debt and what I like most is you can actually see the end balance going down when you log on to your account.
Churchwoods helped me when i was in a difficult situation. They helped m
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Rating:
0

Would reviewer recommend this organisation? Yes
Churchwoods helped me when i was in a difficult situation. They helped me reduce my debt payments to a more manageable figure and tackled the interest and charges.