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Christians Against Poverty is a national debt counselling charity working through a network of centres based in local churches. CAP offers hope and a solution to anyone in debt through its unique, in-depth service. Visit their website at www.capuk.org for further information about their debt advice centre locations or you can do a postcode search at the following link: http://www.capuk.org/help/needhelp.php.
If the search shows there are no CAP centres in your area then you have the option to download a self-help pack and a list of other free debt advice organisations are given (see: http://www.capuk.org/help/otheroptions.php)
CAP also offer 'CAP Money' which is a course teaching you about money management, budgeting skills and a simple, cash-based system that really works. This course will help anyone to get more in control of their finances, so they can save and prevent debt. A full description of what CAP Money is can be found here at: https://www.capmoney.org/en_GB/whatiscapmoney or visit the homepage at: https://www.capmoney.org/en_GB/home.