Baines & Ernst - www.bainesandernst.co.uk

Baines & Ernst | Talk About Debt | Baines and Ernst Reviews

Baines and Ernst should be considered a Debt Management specialist although via associated companies they offer a full portfolio of services that include IVA’s, Debt Consolidation or Loans (Secured and Unsecured), and Bankruptcy Management. So don’t be surprised if you end up talking to another company in the group is your specific circumstances indicate that Debt Management is not the best solution for you.

  • Blair Endersby looks after IVA’s
  • Baker Evans looks after Bankruptcy

How we can help you to

To ensure that you get the right advice, we provide free access to expert charity debt advisors who provide unbiased debt advice. This helps those in serious debt to avoid advisors who charge excessive fees or feel it is reasonable to extend the period individuals are in debt beyond what is reasonable and logical.

Find Out More About The Debt Solutions Considered

  Solutions Debts Written Off Legally Binding Interests & Charges Residential Status  
 
Average 58%*
Yes
Stopped
Tenant or Homeowner (Eng/Wales)
  
 
Not Normally
No
Many Freeze
Tenant or Homeowner
  
 
Consolidated
Yes
New Rates & Charges
Tenant or Homeowner
  
 
Bankruptcy is a severe last resort if you are in serious debt and no other debt solution can save you from going bankrupt. Bankruptcy may protect you from your creditors and allows you to start fresh, but you need to think carefully about all the implications involved.
  
 
*58% was the average debt write off with an IVA, April - June 2008, CCCS
  
     


Baines and Ernst Reviews

If you call Baines & Ernst after visiting this website or have dealt with Baines and Ernst and would like to share your experience with other users of Talk About Debt please creat an Baines and Ernst Review and tell us what you thought of them. It's really important to us that we put people in need of debt help in touch with only the best and most trusted companies.

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What others have said

I had never heard of them before and I actually think they were good. The lady on the phone was nice and the advice makes sense. I have been sent paper work and I now need to sign and send it back. Would I recommend them. I can't say yet as its too early.
Reviewed by: GH
Rating:
3

Would reviewer recommend this organisation? Yes
I agree with the other reviews. They are great on the phone and very very helpful, but then hassle you constantly for a decision immediately. If they just backed off a bit and sent some information through to read and let people make an informed decision it would feel more comfortable. High pressure tactics always concern me as I got caught out before with First Plus! However it seems as though they are trying to do their best and only time will tell.
Reviewed by: RI
Rating:
2

Would reviewer recommend this organisation? Yes
Information is good but major bad point is they continue to hassle you with pushy sales tactics i think they should ease up on phone calls demanding when paperwork will be received and allow people to consider all options. To allow for a more informed veiw instead of in my opinion taking advantage of vunerable people in desperate circumstance.
Reviewed by: ar
Rating:
0

Would reviewer recommend this organisation? No