Debt Story #19

oh i dont know wher to go from here im stuck in a rut. im 24 im on DLA and income support. i have narcolepsy so i will never return back to work i know that i cant get loans or credit from my bank ive been round in circles on that one and if they can they not giving it me! isnt ther anythin from benefits to help you pay off your debts? you can only borrow £1000 on a budget loan but i need about 3000. i tried to sort my debts myself and ended up having interest put on certain catalogues to lower monthly payments which i just cant afford. this doubled my debt! no one seems to help ya. i dont wanna offer £1 a month just wanna pay them off get them out of my head and from ringing me all the time. im paying £400 a month on debts and getting nowher. interest, late payments= charges, recieved calls = charges, its just silly. i owe this to that and that to this. if i cant get credit then bankrupt seems good or not pay a thing and let them take me to court..... i dunno. im lost in this matter apart from the fact i owe money and cant afford to pay it. i have a 2yr old son and its not fair that he misses out on things. i wanted better for him. maybe i have the wrong frame of mind but if i have to buy him somethin or i want to treat him by taking him somewher i will over the debts that keep on going up. if im not lowering them is ther any point in me paying it? aaarrrrgh help me hahaha