Debt Story #32

I had rebuilt my credit record until December 2007, I had gone 12 months at this point with no wages in order to build the Company I had become a director of. From December 2007 I should have started taking home £2500 per month, but the Company had been mis-managed by the person that was put in to control the work and workplace, and I therefore ended up going 15 month with no income. This led me to being signed off with Stress and in the two months I was off, the Company crashed. I then had to force myself out and took part-time work for a friend who also ended up not paying me, my mortgage was not paid, my loan was not paid in fact if it was not for family and other friends I would have lost everything then. In August 2008 I managed to save my home from repossession, but at the cost to other payments, ie water, council tax, food etc. I have now resurrected my Carpentry/ Building business and do have work coming in, but need working capital or I will again flounder. I am also being threatened, on occassion my life and family have been included in these threats, if i do not repay monies to a colleague. This Colleague is fully aware of my finances and seems to take pleasure in grinding it in to me, I did have recordings of his threats but broke my phone and have since got rid of it. I have tried to get backing from the banks as my work is still growing, but even though the government alledgedly has told banks to support small businesses, I have been unable to secure any aide even though I do qualify under the government backed scheme. Anybody able to help?