Topic: Debt News | Posted: 6 weeks 1 day More than 27,000 people became financially insolvent in England and Wales between April and June this year, according to the latest figures from the Insolvency Service.
Topic: Money Saving Tips | Posted: 12 weeks 1 day Taking out travel insurance is just as important as remembering your passport and tickets when you are heading off on holiday.
That's the message being sent out by the Foreign & Commonwealth Office (FCO) and the Association of British Travel Agents (ABTA), which have conducted research indicating that almost four in ten younger Britons think otherwise.
Topic: Money Management | Posted: 14 weeks 1 day Interest rates are going up - but when will the hike come and how will it affect you?
Those are the questions worrying millions of Britons with variable-rate mortgages that will become more expensive when the Bank of England decides to increase the base rate from its current low level of 0.5%.
Here, we explain why rates are likely to go up
Topic: Money Management | Posted: 15 weeks 1 day How will you survive financially when you stop working?
The State Pension alone, which is currently worth a maximum of £113.10 a week, won't be enough to provide you with a comfortable standard of living once you retire.
Topic: Money Saving Tips | Posted: 19 weeks 1 day How to cut the cost of a wedding
Getting married is a big event in anyone’s life, and all brides and grooms want things to be as perfect as possible on their big day.
Topic: Money Saving Tips | Posted: 19 weeks 1 day Get the best deal on your travel money
The pound has jumped by some 5% against the euro in the last year, making European holidays more affordable.
But the strength of the pound will only help to make your summer holiday cheaper if you scout out the best exchange rate and avoid costly credit and debit card charges.
Topic: Bailiffs | Posted: 22 weeks 5 days
Being hounded by bailiffs can feel like a living nightmare.
But knowing your rights will help you to manage the situation - even if you do not have the money to pay them to go away.
Here, we explain why bailiffs might come knocking at your door, and look at what you can do to protect yourself and your belongings.
Topic: Money Saving Tips | Posted: 24 weeks 19 hours Just one in five consumers trust energy companies to tell them the truth, according to recent figures from consumer group Which?.
However, the good news is that new rules mean energy companies must now provide clearer and more detailed information that allows you to see exactly how much you are paying for what.
From this month, gas and ele
Topic: Credit Rating | Posted: 25 weeks 1 day
Your credit score is what makes the difference between you being accepted or rejected for a credit card, mortgage or loan.
So making your credit file as attractive as possible to banks and other lenders is hugely important.
There's no need to despair if past debt problems have damaged your credit score, though.
Topic: Banks | Posted: 25 weeks 4 days
More than half of Britons never change their bank and stick with the same current account through thick and thin, according to new research from vouchers website TopCashback.
But current accounts have changed a lot over the last few years, meaning anyone who fails to shop around for a better deal is almost certainly losing out financially.
Topic: Money Saving Tips | Posted: 30 weeks 2 days What with all the horrifying images of waterlogged Britain in the media at the moment, it's easy to imagine how devastated you would be if your home was flooded.
Even with home insurance in place, the consequences of a disaster such as a flood or a fire can be horrendous.
Topic: Debt Management | Posted: 32 weeks 2 days UK households now owe close to £1.5 trillion on credit cards, loans and mortgages, according to figures from the Bank of England.
And many of those deepest in debt are struggling to cope with their repayments.
Here, we put the spotlight on the various debt solutions on offer from free debt advice organisations such as Debt Advice Fou
Topic: Money Saving Tips | Posted: 32 weeks 6 days There are some great money saving apps out there and we've come up with our Top 10 to help guide you through the maze of apps that are out there. We tell you where you can currently download them from, but be aware that some charge you to do this, so always shop around and check out the app reviews for the best ones to help you save money.
Topic: Misc. Debt | Posted: 33 weeks 6 days Millions of Britons have used payday loans to see them through a short-term cash flow crisis.
But while month-long payday loans give you quick access to extra cash, they are an expensive way to borrow – particularly if you cannot repay the full amount by the due date.
Topic: Money Saving Tips | Posted: 42 weeks 1 day 1. Make a budget
A typical family spends more than £820 on Christmas, according to YouGov - which just shows how important it is to budget in preparation. In fact, budgeting is a great habit to get into next year and the years after!
Topic: Money Saving Tips | Posted: 1 year 20 hours It’s that time of year again…and is it me, or does time fly that much faster with every year that passes? We’re left with memories of hubbie burning the sausages on Summer barbeques and toddlers squealing in paddling pools. (Well, at least we had a Summer this year.)
Topic: Money Management | Posted: 1 year 3 weeks
A report was published earlier this month by the Government backed Money Advice Service and I'm sorry to say that it doesn't make for happy reading. I've highlighted just some of the key points made:
Topic: IVA | Posted: 1 year 5 weeks I was recently asked by Sarah Pennells, ex BBC journalist and founder of the wonderful SavvyWoman.co.uk website to write an article that would help those people struggling with debt problems to better understand how an Individual Voluntary Arrangement or IVA could help them depending on their personal circumstances.
Topic: Misc. Debt | Posted: 4 years 34 weeks We're encouraging you to write a short article about what it's like to be in debt based on your personal experience.
The idea is simple - to encourage others who are in debt to learn from your experience and help them to realise that they're not alone with their own debt problems.
Your article may include some of the following points:
Topic: Debt News | Posted: 4 years 34 weeks At the time of writing, millions of Britons are struggling to meet their mortgage or rent commitments and many of are resorting to extreme measures to keep on top of their payments. In fact, more than one million cash-strapped householders have actually used credit cards to pay their mortgage or rent in the last 12 months, according to research from the homeless charity Shelter.
Topic: Debt News | Posted: 4 years 36 weeks Our research has received hundreds of responses over the course of the year. A statistic which has not suprised me but is a worry, is that 79% of people in debt are put off borrowing again. This being the case, how will people be able to get themselves back on track and leading life how they would like to?