Other Debt Questions
 |
Parked in Homebase Watford, got G24 Civil Traffic Enf. Notice. Is this legit & do I hv 2 pay |
I had not seen (and have still not) any notice about parking limitations and was shocked to get a G24 Ltd Civil Traffic Enforcement Notice for £95 for parking 20 mins over their 2hr limit. It says if I pay within 14 days I only have to pay £75.
|
Can a bank force a sale if the property has negative equity |
My bank has obtained a charge against my property and the solicitors acting on behalf of the bank are saying that they expect to be instructed to force a sale to obtain monery owed. my propety has negative equity of about £40,000.00 and the debt owed is £36,000.00 would my bank do this ?
|
I need to sell my home but have a secured loan as well as mortgage what happens to the loan? |
I have a mortgage, a secured loan and an unsecured loan on my property but need to sell due to struggling with the repayments. I need to know what happens about the secured loan(2nd charge on the property) if there is not enough cash realised from the sale to pay it off ?
|
hi,i took out 1000.00 worth of high street vouchers about 12 month ago, |
i thought i had a balance left to pay of 285.00 which it clearly states on my payment book,as all the payments have been marked of,however when going into the shop where i got the vouchers from,to pay off my balance,i have now been told that,i actually owe another 500.00 pound,as apparently when i first took out the vouchers one of the staff who was dealing with it "forgot" to add on the interest,
|
joint loan, one partner signed up to a trust deed, is the other partner liable for the debt? |
i have a joint loan with an ex-partner, he signed up to a trust deed for the loan along with other debts not connected with myself. i have been chased for the whole balance of the loan because the creditors say i am liable for the debt. when i asked if i could sign up to a trust deed, i was told that two people cannot sign up to a trust deed for the same loan.
|
I have a joint debt with my ex-husband. He's just been made redundant. |
My ex husband and I took out a joint loan to consolidate a couple of previous debts we'd incurred when buying the houseboat we used to live on together. My ex still lives on the boat now, and has been repaying the loan by himself since I left him.
|
water charges for 2 houses can this happen when iv moved |
iv recently moved address and i owed arrears on the water at my last address which i was paying at a weekly amount through my bank. i informed them that i had moved house and that the arrears would still be taken from my account which i have stuck to.
|
I have debts from many years ago. I have recently got married. My wife owns her own home |
Would my wife be liable for any of the debts. The debts were all in my name and happened before I got married.
|
My mobile phone was stolen and the phone company says I am liable for the 700 pound bill. |
I discovered my mobile phone had been stolen after it had been missing for just over a week. During this time I thought the phone had been misplaced, probably left at a friends house who was then away for a couple of days and unable to check for me. Also, I was ill in hospital and unable to look for it elsewhere. As soon as I was well I retraced my steps to find the phone but to no avail.
|
Query about charge against family home |
If a creditor places a charge against your home, that creditor then goes bankrupt and they decide not to recover the charge against your property is that charge then seen as no longer valid and legally applicable?
|
Can a Creditor Force Sale if charge put on Property and dependants living at address |
I have a 7k credit card debt for which is now a charge on my property. The property is in my name only although the mortgage is in joint names. I have two dependents. I have been paying regular monthly payments which are within my means but they wish to review this every 6 months.
|
can you take over someone else's debt |
I am renting a house and my land lord wants to sell it for what he owes, is it possible for me to take over his debt
|
Can the bank force me to sell my house, i've defaulted on the loan? |
i have a charge on my house supporting a £200k business loan. My buiness has now been liquidated and therefore i'm unable make further payments through the business and i dont have the kind of money to personally to keep up repayments as i'm now unemployed. I now have £40k remainng to pay the bank and i have roughly £200k equity in my house. Will the bank force me to sell the house?
|
Can I be liable for my new husbands tax debt? |
My house is in my own name and I own it outright, If I marry and my husband has tax debts from before me met, am I liable and is my home at risk? If he went bankrupt would my home be at risk?
|
Am I liable for Ltd company debt. |
I was a shareholder in a now officially closed Ltd company. Since it's closure an unpaid debt has arisen. There was no personal liability accepted when the loan (car finance) was taken out, but the finance company are asking me to pay. The car has long gone so they cannot take that. Where do I stand?
|
my partner his on the mortgage,we parted july last year I have kept up the mortgage been tol |
my partner his on the mortgage,we parted july last year I have kept up the mortgage been told to go bankrupt,and their is neg equity in the house very unlikly that I would lose the house she not working and I am can you tell me what to do please kevin
|
I have a secured loan on my flat which has negative equity I need to sell |
My flat has negative equity but I need to sell but I also have a secured loan on it can I sell the flat and how
|
How do I get out of a lease with a personal guarantee if the business is not performing? |
I am in a lease (with 5 quarters remaining) where the business is failing to cover costs. This lease is signed as an assignment to a Limited Company with my personal guarantee. My other business is a freehold building on my name. Is there any way I can shake out of the lease arrangement without affecting my other business?
|
Is a fiancee liable for a fiance's debt incurred before they met? |
Fiance has a debt and ccj. Does his fiancee become jointly when they marry. The house is in her name.
|
if my daughter uses my address as a postal address will that affect my credit rating |
My daughter is living temporarily at her boyfriends parents and wants to use my address for her postal address. She owes a bit of money and I am worried that if she fails to pay and bailiffs get involved, they will be able to seize my goods even though she isn't living there. Also would her debt affect my credit rating if she is only using my address for her mail?
|
if a judge forces a sale due to i cannot pay my ex 15k is he likely to do this? child involv |
I sold my house of 18yrs have a child,. to buy a plot of land with partner, i bought everything else groundworks, caravan etc. elec. he now wants his money back for the land, he ended our relationship. can only come up with 30k which leaves 15k to pay his solicitor is getting me into court to force a sale.
|
If I pay the finance on a car that my Ex partner is the registered keeper on... |
If I pay the finance on a car that my Ex partner is the registered keeper on do I have the legal right to demand the car back from him?
Any help appreciated!
|
My Husband and his sister are in business together, as equal directors of a limited company. |
Two things have happened : firstly their relationship has broken down and the company will be wound up.
Secondly neither have paid their income tax for awhile and my Husband tells me he will have to pay hers as well as his own as Directors there is no distinction! Is this true, I cannot believe this as the debt is rather large, surely she is responsible for her own taxes?
|
My ex landlord has been putting debts into my name for my old address how can i stop this? |
I moved out of my old flat because the landlord broke in and made threats towards me and my partner. Its been to court and he lost the case he also lost his job, Now to get back at me hes been putting bills into my name and racking up a debt for like £1,765.89 thats just one debt there is about 10.
|
Partner moving in with depts |
I am thinking about a new partner moving in with me and my 3 children but he has consolidate depts with his ex wife and is in dept with his morgage may even end up having his house reprocessed and owing aprox 15-25 grand on his morgage. will this mean moving in with me will give my address a bad credit history?
|
am i liable? |
I bought 50% shares in a ltd company my parner has withdrawn considerably more funds than me.I have now learned that he was owed money from the company before I signed up which I was not made aware of at the time is he entitled to take the money even though it was before I joined up and even though I was not made aware of it when joining the company?
|
do you know a debt recovery service who operate internationally |
I foolishly lent my brother-in-law £25k a couple of years ago to set up business in NZ. My wife and I are now separated and as any impending settlement she is demanding a lump sum. The brother in law is paying back the money at £450/mth but I cannot risk borrowing about £20k to pay my wife off on the strength of his word that he is going to keep paying me.