Other Debt Questions
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I need to sell my home but have a secured loan as well as mortgage what happens to the loan? |
I have a mortgage, a secured loan and an unsecured loan on my property but need to sell due to struggling with the repayments. I need to know what happens about the secured loan(2nd charge on the property) if there is not enough cash realised from the sale to pay it off ?
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Parked in Homebase Watford, got G24 Civil Traffic Enf. Notice. Is this legit & do I hv 2 pay |
I had not seen (and have still not) any notice about parking limitations and was shocked to get a G24 Ltd Civil Traffic Enforcement Notice for £95 for parking 20 mins over their 2hr limit. It says if I pay within 14 days I only have to pay £75.
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Can a bank force a sale if the property has negative equity |
My bank has obtained a charge against my property and the solicitors acting on behalf of the bank are saying that they expect to be instructed to force a sale to obtain monery owed. my propety has negative equity of about £40,000.00 and the debt owed is £36,000.00 would my bank do this ?
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Can the bank force me to sell my house, i've defaulted on the loan? |
i have a charge on my house supporting a £200k business loan. My buiness has now been liquidated and therefore i'm unable make further payments through the business and i dont have the kind of money to personally to keep up repayments as i'm now unemployed. I now have £40k remainng to pay the bank and i have roughly £200k equity in my house. Will the bank force me to sell the house?
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I have a joint debt with my ex-husband. He's just been made redundant. |
My ex husband and I took out a joint loan to consolidate a couple of previous debts we'd incurred when buying the houseboat we used to live on together. My ex still lives on the boat now, and has been repaying the loan by himself since I left him.
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if my daughter uses my address as a postal address will that affect my credit rating |
My daughter is living temporarily at her boyfriends parents and wants to use my address for her postal address. She owes a bit of money and I am worried that if she fails to pay and bailiffs get involved, they will be able to seize my goods even though she isn't living there. Also would her debt affect my credit rating if she is only using my address for her mail?
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joint loan, one partner signed up to a trust deed, is the other partner liable for the debt? |
i have a joint loan with an ex-partner, he signed up to a trust deed for the loan along with other debts not connected with myself. i have been chased for the whole balance of the loan because the creditors say i am liable for the debt. when i asked if i could sign up to a trust deed, i was told that two people cannot sign up to a trust deed for the same loan.
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Can a Creditor Force Sale if charge put on Property and dependants living at address |
I have a 7k credit card debt for which is now a charge on my property. The property is in my name only although the mortgage is in joint names. I have two dependents. I have been paying regular monthly payments which are within my means but they wish to review this every 6 months.
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Am I liable for Ltd company debt. |
I was a shareholder in a now officially closed Ltd company. Since it's closure an unpaid debt has arisen. There was no personal liability accepted when the loan (car finance) was taken out, but the finance company are asking me to pay. The car has long gone so they cannot take that. Where do I stand?
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can you take over someone else's debt |
I am renting a house and my land lord wants to sell it for what he owes, is it possible for me to take over his debt
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My mobile phone was stolen and the phone company says I am liable for the 700 pound bill. |
I discovered my mobile phone had been stolen after it had been missing for just over a week. During this time I thought the phone had been misplaced, probably left at a friends house who was then away for a couple of days and unable to check for me. Also, I was ill in hospital and unable to look for it elsewhere. As soon as I was well I retraced my steps to find the phone but to no avail.
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hi,i took out 1000.00 worth of high street vouchers about 12 month ago, |
i thought i had a balance left to pay of 285.00 which it clearly states on my payment book,as all the payments have been marked of,however when going into the shop where i got the vouchers from,to pay off my balance,i have now been told that,i actually owe another 500.00 pound,as apparently when i first took out the vouchers one of the staff who was dealing with it "forgot" to add on the interest,
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If I pay the finance on a car that my Ex partner is the registered keeper on... |
If I pay the finance on a car that my Ex partner is the registered keeper on do I have the legal right to demand the car back from him?
Any help appreciated!
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I have a secured loan on my flat which has negative equity I need to sell |
My flat has negative equity but I need to sell but I also have a secured loan on it can I sell the flat and how
