Friends, Family, Loved Ones
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My lodger has debt problems. Does this affect me? He is registered at this address. |
My lodger does not have his name linked to me financially but he is registered at this address. I am not sure how this will affect me.
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Can i sue someone i loaned money to and now say they will not pay it back? |
I loaned money to a friend, (£20k), we agreed that the money will have to be returned within 6months up to 1 year. They now say they will not pay it back.
I have copies of the cheque they cashed. Can I sue? And if I can and they declare themselves bankrupt can I still get my money back? And if they are working full time can they be declared bankrupt especially if they have no other debts?
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can debt collectors chase a 16 year old.she signed up for a free trial now owes £100 |
my daughter was 15 and signed up for a months free trial for aol. after the first month they took the payments out of her bank even though she didnt have any money going in. so now the bank are writing to say she owes £60 and aol are saying she owes them £40 because the bank have not paid the last two months.
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a family member has left home and debts |
a family member has left home and debts how does this leave others living at the address legally.
no one will talk to us and we keep getting letters and visits.
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My brother and I both own our house, half each. I want to sell but my brother dosn't. |
We have a large mortgage which is in arrears and my wife is also on the mortgage.
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My son needs help and he admits this. He lives in Jersey and has asked me to contact you. |
Debt is ruining his life and he knows he needs to sort out. I wondered if you could ring to talk to him and advise the best action to take or point him in the right direction. There seems to be no help in Jersey for him to go to. He is nearly 30 and he feels he is a big hole.
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How can we protect our home against our errant daughter's debts. |
Our daughter is 19 and hasn't lived at home for two months. I have paid a £500 overdraft and the bank has closed her account. She has over £700 on a mobile account and I have just discovered that she has taken out another mobile conract of 18 months against our address and it is for another person. I'm not sure how we can stop her. Please somebody give me some advice.
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Partner and I both have DMP, want to move in but don't want to use same address?? |
I have a DMP with the CCCS. My boyfriend has one that he handles himself. We are looking to live together in his flat but if I change my address with my creditors they will see that we both owe money from same address (coincidentally we have same creditors but weren't together at the time)
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How can i stop someone from mailing me? I don't want to receive his mails. |
He is always sending me silly mails. so how can i block his mails ?
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My husband has been made bankrupt.Can I keep my house as its in my name? |
My husband has recently been declared bankrupt and I am worried that the OR may say my husband has a claim over the equity in my property as he has been paying me a rent for biils,food,mortgage etc.My mortgage is interest only and any equity acheived has been from other properties,again all in my maiden name so he has never contributed to the actual capital outstanding which I will be responsible
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Can someone who is out of work and of no fixed abode use my address for their post? |
Can someone who is out of work and of no fixed abode use my address for their post? Will it affect my council tax and are their any legal implication to think about?
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Am I liable for my fiance's debt when we get married? |
My fiance's debt was accrued by his ex-wife who declared bankrupcy before the divorce, would I be liable for that debt when we get married or if he has to go bankrupt?
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Does his income count? |
I am debt free and earn just under £15,000 a year. I want to buy a house or flat and have been told I could get a mortgage for about £60,000. In the area I live this wouldn't buy me a garage to live in. My partner was declared bankrupt in 2007. Is there a way we can join both incomes but put the mortgage in my name only without his bad credit ruining the chance of a larger mortgage?
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Financial Implications of marriage.... |
I have a joint mortgage with my grandmother and we both own 50% each of the house that she currently lives in. My partner and I have moved out to rent however he transfers his salary to me each month and the bills come out of my account. The contract for renting is in joint names along with all of the utility bills.
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Will my child's saving account be affected by my credit card debt default? |
I have almost £20,000 credit card debt, and just being made redundant. So I need help from some kind of debt management plan to sort out my debts. I do receive child maintenance every month but it goes directly to my child's own saving account.
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Am I liable for my husbands tax bill |
I bought my house in Sept 08 and at the time my partner ( now husband) was making contributions to the house. We split in June 09 and got back together in September 09 but he has made no contribututions since June 09. We got married in August 10 and I have recently found out that since he went self employed in July 09 he has not filed any tax returns or self assesment forms.
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My girlfriend and i bought a bed in 2003, we broke up in 2010, i kept the bed, do i have to |
my girlfriend and i bought a bed in2003(she paid with a cc), we broke up in 2009, do i have to give the bed back? it has been in my possession for almost 5 months. also, am i responsible for her cc's? my name is not on any of them. we were living in Virginia at the time and still are, plz help!
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i have a mortgage on my home and a girlfriend wants to move in |
she willing be paying a contribution to all bills will this give her any rights to my home if we split up
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does a lodgers credit history effect your own. |
i had a lodger here for 3 years. he left 18 months ago. i am being pestered by bailliffs and debt agencies looking for him. he used my address for his business and bank, cards etc. he changed most of them to his new address on leaving. however he has since left his forwarding address and now the debt agencies are seeking him through past addresses.
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i have a joint loan with my girfriend |
the loan was for 20,000 against her property, i live seperat in my rented home. reciently my girlfriend died ( she has her own house) can the cmpany involed come after me. or will they just wait for the house to be sold
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the rental property is in my name, all contents are mine, the debt is my partner's, help? |
my partner started a course, but quit after one day. He had to borrow £5000 from a bank affiliated to the course. He told the course that he would no longer be attending and assumed they would return the money to the bank, as he never physically had it. The course people keep saying that they will sort it out, but have not.
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How do I file for a notice of disassociation |
My son has moved abroad and given my address to his bank. He owes over £3000 in overdraft. The bank is issuing a termination notice and they say details will be recorded at credit reference agencies.
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My mum bought me a computer and a dog now we dont get on she wants the money back im 17 |
my mum bought me a laptop and a dog. We dont get on at all and i recently told her i want nothing to do with her, however shes now saying i have to pay her back all of them money or she will get debt collectors onto me, however i never signed anything saying i would be paying her back for these items. Can she do this?
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Will I be responsible for his debt? Both our names are on the bills/rental agreement. |
I have been living with my fiance for 6 months now in rented accommodation. Both our names appear on the rental agreement and all the utility bills which I pay and are up to date.
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Will my partners debts affect my assets? |
We recently bought a house which is in my name as is the mortgage, as an adult living in the house, my partner had to sign a waiver of interest to the mortgage company prior to the mortgage being issued. All the bills are in my name and he contributes towards our living expenses by paying me a fixed monthly sum.
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My son has a credit card in his name but my husband used the card for construction business |
How can we take over this debt and put it in our name?
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My ex wife is living in my property can I charge her rent or evict her |
My wife will not make a financial agreement even after our divorce has been made absolute, she has agreed about four settlements and the mediation service even wrote the agreement up for us but insisted that she signed a letter saying she agreed to their findings, which she did. She then change her mind when I was about to take it to a solicitor to have it made legal.
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Credit cards |
Hi , My husband & I have recently married & he has kindly offered to pay my credit card debts off and pay him back without the added interest rate. My question is , is it worth asking them to lower the debt amount as it would be a lump sum and if so is there a standard letter or terminology that is appropriate in these situations . I look forward to your reply .
Kind regards
Michelle Beal
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Council Tax - updating them |
My daughter just moved back in with me and I am going to notify the council as I currently receive single person occupancy. However, they are asking on the form for a previous address. She hasn't had a permenant address as she has been with friends etc moving all the time.
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is there anyway i can stop paying me ex child maintenance |
my ex has stopped me seeing my child and i dont think its very fare that i still have to pay her money even though i dont see my child whom i have to drive over a hundred miles to go and see. ive been a good dad for 4 years and suddenly everything has gone up shite greek and she ex wont let me see her. im going to contact the csa and see what they have to say. but first id like advise
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my son is selfemployed in london. |
my son works as selfemployed in london(construction lives on site) he is filing for divorce, he does not want his mail going to the matrrimonial home and has asked if if can have his mail redirected to my address which i share with my partner whos house it is.Can this affect my partner or myself if my son has debt etc., i want to help him but my partner is not happy about it.