Debts in Scotland

Can creditors take mt child tax credits or my child benefit?


Can banks close your account down making your authorised OD unauthoried


Ive got a 900 OD that will be clear in a couple of weeks, in the meantime can the bank close my account down and therfore change my authorised OD into an unauthorised one and thus charge me unauthorised overdraft

I think i am going to have to go bankrupt, help i need advice!


Hello, I was wondering if anyone could give me adive on what to do. I have been in touch with my citizens advice and they say they will contact me within 3 days however I feel like I am going crazy! What will happen when I go bankrupt and will they take my wages from me?

is my boyfriend whom i live with liable for my debts before we met?


my total monthly income is lower than my monthly day to day expenditure.


i dont have any extra money left over at the end of the month to even be able to treat my 3 chilren so how can i pay my debt if i dont have the money

Hello can you help. I live in Scotland, i am self employed. I owe a bank about 15k.


Hi i live in scotland, am self employed, and owe a bank about 15k on my buisness account. I own my home. I recently made my buisness a limited company, because i was worried that i could lose my home, if i could not repay the bank. Can you tell me if this has done any good, or am i still in the same position...Thanks for your help.

In debt at 15


Can somebody help me with my query. My son who has ADHD and sometimes has anger problems that he is getting help with, but he was at school one day and he slammed a door by mistake and broke the door. They sent a bill to myself as his parent for £897.94, The letter came from the local council and I phoned them to tell them that I did not break the door to take my name off the letter.