Debt Relief Order

Debt Relief Orders

If you owe less that £15,000, have £50 or less to contribute towards your debts and have assets and any savings which are worth less than £300, then a Debt Relief Order may be a faster and cheaper alterative to Bankruptcy if you can’t afford to pay your debts.

I wanted to appy for a debt relief order but my car is worth 1100 can i sell my car


and get a cheaper one will i then be eligable for a debt relief order

To what degree will a Debt Relief order affect my chances of future employment in Finance


I have recently become unemployed. I have a £5k loan and so I am having to find loan repayments from my £64 per week income support. This is clearly mission impossible and so If I can't find work in the next month or so I am going to have to apply for a Debt Relief Order.

Partner moving in with me, will it effect my Deby relief order?


I am currently under a debt relief order and i am looking into whether it will be effected if my partner moves in with me? I dont work so we will be living off his income, will this effect it as we would have more then £50 a month surplus income?

How many hours are you allowed to work/how much can you earn and keep a debt relief order?


I owe about £5k and lost my job a few months ago. My only income is JSA. It does not seem likely that I will find a full time job any time soon, so I'm considering applying for a debt relief order. If I was to get a full time job i realise the DRO would be cancelled, but was wondering how many hours could i work if something came up, and keep the DRO?

Will DRO affect my council tenancy??


I am waiting for paperwork to come through for DRO from CCCS and was just wondering about my secure tenancy with birmingham council.

Can i apply to the police if i have a DRO?


Can you opt for a debt relief order if you own your own home


i have £10,000 of debt i am currently not working due to having a baby and can no longer afford my mortgage or my debts and i have heard about this can any one give me any information regarding this thank you

How will a debt relief order effect my future?


I am unemployed and owe £8000 from a career development loan, I have missed 3 monthly payments. I have been advised that I qualify for a debt relief order and wondered if it is worth it. If I apply and then get a job a month into it, will it still affect my credit rating in the same way it would if I was on it for a year and had my debts cleared?

Can I still go ahead with a DRO if I move in with my boyfriend?


In my current circumstances I know I am eligible to apply for a debt relief order, as I have had reliable advice that this is the case. However, I have had certain qualms about whether this is the right way to go, and therefore haven't set it in motion yet. What I really want to do right now is move in with my boyfriend, maybe even get married, but without saddling him with my debts.

If I get a DRO will it stop me from getting a Student Loan?


What evidence of car valuation do I need to provide for a DRO.


I am currently thinking about a DRO, my car is valued at about £725 according to the PARKERS Used Car Price Guide although I have seen similar on sale in garages for slightly more. What evidence of car value do I need to provide, do I need an independent valuation.

I recently had a DRO granted but they froze my accounts. Is this normal procedure?


My DRO was granted/approved on Friday 27th Aug and that same day my bank account was frozen with my whole months wages in it. Is this normal for a DRO? Also how I do go about getting the funds released for living expenses. My council tax and rent should be coming out Monday and about 4-5 other bills but the bank have told me that all direct debits and payments have also been cancelled.

can i get a mortgage with an iva?


married and wanting a dro


im married and now out of work, i get no income whatsoever as income support or jobseekers wont pay nothing as my wife worked part time so is expected to pay for me......now im wantint to go into a dro, is it based on her money or mine? (being that i have none!!) she has her own debts and things to pay for so doesnt have money to live nevermind look after me!!!!

Will moving in with a boyfriend affect my Debt Relief Order??


I am currently under a Debt Relief Order as I had debts amounting to 10k. This was debts that built up from my previous marriage and living on a low income as a single mum, i didnt work and lived on child tax credits and CSA payments. In that time I have met a boyfriend and we are looking into moving in with each other.

Will any overtime I do affect my DRO?


I have just been approved for a DRO but I am wondering if any overtime I do affects it. There is quite a bit of overtime coming up but this will probably be only for the next month or two?

Can you apply for a DRO if you own your own home if on £0 equity?


I owe £15,000, have virtually no income due to my failing business, my home is worth less or £0 above wht is outstanding on the mortgage but I do not want to lose it, my husband is currently paying all my home related bills plus his own personal borrowing.

I am looking to apply for a debt relief order but also wish to go to Spain to work.


Next year I hope to go to Spain to work as a teaching assistant in a British school. How will my career and any prospects be affected by the move and will the courts restrict the move?

im married and wanting to go into a dro. but also wanting to apply...


im wanting to go into a dro but also apply to the navy. the navy have told me they take in people with an iva but not bankrupt people. which does a dro stand with? because i know its not total bankruptcy is it??

Can you get married while you have a Debt relief order


i have completed my dro and need some help or advice trying to improve my credit rating


i got in trouble with a couple of debts of around 11,000 i think it was'nt my fault but have learned a very hard lesson,i would like some advice on how to improve my credit rating/score.i am employed and have no debt other than normal monthly bills which are paid and up to date

thank you des

DRO, Council Tax and Moving house


I have just been approved on my debt relielf order. My order included my council tax for the rest of this year on my currrent home. Two days after being approved I received news from the council housing list that I have been offered a new home. Does this mean that I will receive a new bill for council tax on the new place that I will be liable to pay ???

I want to get a Debt Relief Order but have a car


I want to get a Debt Relief Order. I meet the requirements expet I own a car worth £3500. Is there any way around it ?

I was thinking put the car in my mams name and adjust my policy to reflect this.

Anybody ?

Savings and debt relief order


I am due to apply for a debt relief order this week (I claim social security benefits) so my income is low enough.

can i take out credit with a catolgue if im with in the 12 month period?


can i still go on holiday when i have a debt relief order?


I have a debt relief order,can i still go on holiday?