is it possible to get a mortgage when i am on a debt management programme and if it is, is it possible to incorporate my debts in to my mortgage? i have been told to look in to a debt consolidation mortgage, is this something that is worth doing and how will it effect me and my credit rating ( which at the moment is very poor).
A woman called Nikki emails & she says she can reduce my monthly payments down to £200 from £450, it sounds a bit too good to be true, also the take a managment fee, does this sound legit?
I'm very confused as i have been reading a lot of info & i think i am now getting all mixed up,
This is based on a debt managment program not an IVA,
Please help if you can,
I am looking to find a credit counseling service to talk to me about Debt Management. Who's good? Anyone had experience of Debt Management?
i got into financial difficulties after splitting with my partner i contacted citizens advice who negotiated with my creditors to reduce my repayments to a more manageable size however one creditor is still charging me excessive amounts of interest and two and a half years on my debt has hardly diminished can you advise how i can try to get my interest charges down it is a personal loan with aa
I have an unpaid solicitor's bill due to divorce and can't pay it until I sell my home. I have been awarded no maintenance or child maintenance and have barely enough money to feed the children. They are charging me 2% a month on the debt of approx £63,000 and they are saying they will sue me for that amount or I can pay £14,000 straight away and they take a charge on my family home.
Can I sign a new rental agreement for a house if I have 2 defaults on my credit report. I am also under debt management at the moment.
My limited company has now dissolved - but am I still personally liable for the outstanding overdraft on the business account?
My husband has recently started a debt management plan for his business which is £80000 in debt. None of the debts are secured and I have nothing to do with the business. 18 months ago I added his name to my mortgage as we have been together for 11 years. I was told by the debt management company if I had not done this they could not have laid a claim to the house.