Debt Companies
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What is the minimum payment per month, by law you have to pay a debt recovery agency? |
If you have offered a monthly instalment offer to a debt collection agency, even if it is a small amount, can they demand you pay a larger instalment? Even if you cannot afford that amount and they have already accepted your payment. Can they take legal action against you if do not comply, even if you have explained to them that it is more than you can afford?
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Alliance & Leicester have 'written' off my account but no conntact? |
I've been in an IVA for the past 3 years, have been very lucky with my creditors in them accepting my offers of payments.
However, I recently rang Alliance & Leicester about my loan, I wanted to know the remainder balance to evaluate how long I had to go. They informed me that my account had been 'written off' and passed to a Debt Collection agency and they couldn't provide me with any details.
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UK debt collector trying to contact though I no longer live in the UK |
I stupidly, and regrettedly left Dubai in a hurry 10 years ago, and left around £3500 car loan debt, now I have discovered a debt collector in the UK is trying to contact me at an old address to recover the money supposedly for the bank in Dubai.
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i have just been contacted by a company chasing a debt from 1998, |
can this legally be enforced due to the time elapsed
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Disolved ltd company with debts |
I opened a ltd co and within 2 months our 1st client went bust. Our bank account went £4000 overdrawn without an overdraft. My accountant disolved the company in error and the bank have been chasing the money. Is it right that the bank have to write off the money as the company is now disolved.
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can i employ debt collecters to collect private debt, |
i am self employed and have been knocked by client
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can baliffs come out for unpaid 02 phone contract?? |
i took out a contract with o2 just a small one but decided i didnt want the contract anymore so i cancelled it. they sent me the final bill for £296.15p which i couldnt afford to pay and i recently lost my job. ive emailed them numeroud occasions to explain this situation and they just keep sending debt collection letters.
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URGENT: letters sent to very distant relatives about me SCARY |
Hi
I been living abroad for 5 years. My dad called me this morning and said that a distant aunt and my dad brother ( who live at different addresses ) recently received letters from Solicitors or something offical like that and that were looking for me.
They were demanding for my whereabouts and address under my maiden name.
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Can we have a charge applied to our house, when we have equity release already? |
We already have Equity Release on our house up to the maximum from a few years ago. It is a lifetime mortgage. I have been told that a creditor will not be able to put a charge on the house because of the equity release already on it. Is that true?
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The Company i was paying my debt to just inform me the finacne com sold the debt |
i have been paying a debt company for 11 months and i just found out that the finacne company have sold the debt to someone else do they have to keep to the sam e payment plan cause im a mum of 2 and they want £50 per month which i cant do
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query regarding going bankrupt,unsure as to my next step |
i am currently in the process of applying for bankruptcy and dealing with a firm called debthelp direct,paddock house,wilmslow.
not sure as to how good or bad this firm is and would appreciate any advice you could offer.
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Hi, question and details summarised below: |
I live in a rented farm property with my partner, who works on the farm but used to be a forester. When he was a forester he had a bank loan for a vehicle that he required to do his job. He became ill (Lymes disease) and was unable to undertake his work or run his business which he has now given up.
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Can you get a mortgage if currently paying off a collection agency? (11k - £200per week) |
Since 2008 my wife has been paying by direct debit to a collection agency £200 per month. The unsecured loan was with Barclays who then presume passed it to the collection agency. The original sum was £18k but is now down to £11k. We have checked my wifes credit file and this is showing up as a defualt, and states she did owe 18k, but now its down to 11k.
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PAYE notice for a disolved comppany. Do i have to pay it? |
My company was disolved in Sept 2006 and i have just got a letter from HMRC demanding £1200
During the companies short life no one was paid (i was the only employee who had another full time job).
Am i liable for this bill?
Phil.
