Credit Rating
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What is a Notice of Disassociation? |
Can you tell me what a notice of disassociation is and how to get one?
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How can I improve my Credit Rating? |
I applied for a credit card and I have been turned down. How do I improve my Credit Rating?
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Who are the Credit Reference Agencies? |
I want to contact the Credit Reference Agencies in the UK. Who are they?
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How do I get my Creidt Score Up? |
I pay all my bills on time, but it seems as though my score will drop or go up a little bit. I may miss a payment once a year. I dont understand why it wont go up. Is it because I pay my credit card off in full all the time? I dont know if I need to try to get things removed from my report and if i do how?
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What information is held by the Credit Reference Agencies? |
Can you tell me what information the Credit Reference Companies hold on me?
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What is Credit Scoring? What is my Credit Score? |
I know my Credit Score is important. What is a Credit Score?
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The previous tenants at my address were in debt can this affect me? |
They have previously been bankrupt and we have had debt collectors call at our address for them, I am concerned that their poor credit rating may be affecting me.
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Can unpaid energy bills owed by the previous owners of my new home affect my credit rating? |
I checked my first electricity bill at my new home as it seemed too large.Sure enough they based it on an incorrect estimated meter reading when I moved in .
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hi i had a loan in 2002/3 which i never payed defaulted in 2004. ive had no contact at all |
with either the creditors or the d.c.a the sum is just over 10k and i borrowed around 5k ...work and money has always been very tight and having problems in life made me forget about it all till i checked my credit report and saw the default.. they have not ordered any court poceedings.its like they have forgotten..
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am I in arrears if I go over my overdraft limit,don't pay the charge,so get charged again? |
I went over the limit, got charged for it, then again next month, paid the charges in full next month, account is within the limit now but I have 2 months arrears on my credit check file. is this right?
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My IVA is now fully paid up. How long will it be before I can apply for credit again. |
My IVA ended in April 2010 I have done a credit check only this weeks & it shows good.
But how long will it be before I can apply for credit.
I.E. I'm in need of a kitchen refurb which I'm weiry about becasue paying for it on credit would be the only way I could do it @ this present moment.
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how do i get my credit rating back? |
I used to be in debt many years ago, i didnt get a CCJ or go to court. my credit report looks clean but there is no available credit available to me. my credit ratin seems none existant, and i keep getting rejected for loans. I have a bank account, a mobile phone and am on the electoral role. what can i do?
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Who can I speak to about someone else's credit score? |
I have a joint mortgage with an ex housemate and last year he decided to move out last year. In order for me to keep the house he stayed on as a silent partner as I was unable to take over the mortgage myself but he makes no financial contribution whatsoever and I even paying him monthly as well.
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When I can I start to get credit again? |
I used a debt management company to help clear my debt, this was finally paid off in 2006. My credit report reads satisfied next to all my creditros, I would like to start to approve my credit rating again, but don't seem to be able to get any.