Credit Rating

What is a Notice of Disassociation?
Submitted on: 16th Nov 2008 by Non-Member | Total Answers: 1

Can you tell me what a notice of disassociation is and how to get one?

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Who are the Credit Reference Agencies?
Submitted on: 16th Nov 2008 by Non-Member | Total Answers: 1

I want to contact the Credit Reference Agencies in the UK. Who are they?

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How can I improve my Credit Rating?
Submitted on: 16th Nov 2008 by Non-Member | Total Answers: 2

I applied for a credit card and I have been turned down. How do I improve my Credit Rating?

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My daughter is in debt. Does it affect me if we have the same address?
Submitted on: 16th Nov 2008 by Non-Member | Total Answers: 3

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How do I get my Credit Score Up?
Submitted on: 28th Feb 2009 by Non-Member | Total Answers: 1

I pay all my bills on time, but it seems as though my score will drop or go up a little bit. I may miss a payment once a year. I dont understand why it wont go up. Is it because I pay my credit card off in full all the time? I dont know if I need to try to get things removed from my report and if i do how?

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What information is held by the Credit Reference Agencies?
Submitted on: 16th Nov 2008 by Non-Member | Total Answers: 1

Can you tell me what information the Credit Reference Companies hold on me?

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Six things that ruin your credit rating

Topic: Credit Rating | Posted: 4 years 27 weeks
Being in debt and having a less than perfect credit rating often go hand in hand. And we’re sure you really don’t want to read this but everyone should know. So here goes.

The previous tenants at my address were in debt can this affect me?
Submitted on: 16th Sep 2010 by Non-Member | Total Answers: 1

They have previously been bankrupt and we have had debt collectors call at our address for them, I am concerned that their poor credit rating may be affecting me.

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What is Credit Scoring? What is my Credit Score?
Submitted on: 16th Nov 2008 by Non-Member | Total Answers: 1

I know my Credit Score is important. What is a Credit Score?

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Can unpaid energy bills owed by the previous owners of my new home affect my credit rating?
Submitted on: 18th Feb 2010 by Non-Member | Total Answers: 0

I checked my first electricity bill at my new home as it seemed too large.Sure enough they based it on an incorrect estimated meter reading when I moved in .

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am I in arrears if I go over my overdraft limit,don't pay the charge,so get charged again?
Submitted on: 9th Feb 2010 by Non-Member | Total Answers: 0

I went over the limit, got charged for it, then again next month, paid the charges in full next month, account is within the limit now but I have 2 months arrears on my credit check file. is this right?

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hi i had a loan in 2002/3 which i never payed defaulted in 2004. ive had no contact at all
Submitted on: 3rd Sep 2009 by Non-Member | Total Answers: 1

with either the creditors or the d.c.a the sum is just over 10k and i borrowed around 5k ...work and money has always been very tight and having problems in life made me forget about it all till i checked my credit report and saw the default.. they have not ordered any court poceedings.its like they have forgotten..

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If someone I live with has been blacklisted will my credit rating be affected?
Submitted on: 26th Aug 2010 by Non-Member | Total Answers: 0

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My IVA is now fully paid up. How long will it be before I can apply for credit again.
Submitted on: 27th Sep 2010 by Non-Member | Total Answers: 1

My IVA ended in April 2010 I have done a credit check only this weeks & it shows good.

But how long will it be before I can apply for credit.

I.E. I'm in need of a kitchen refurb which I'm weiry about becasue paying for it on credit would be the only way I could do it @ this present moment.

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how do i get my credit rating back?
Submitted on: 25th May 2010 by Non-Member | Total Answers: 0

I used to be in debt many years ago, i didnt get a CCJ or go to court. my credit report looks clean but there is no available credit available to me. my credit ratin seems none existant, and i keep getting rejected for loans. I have a bank account, a mobile phone and am on the electoral role. what can i do?

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Who can I speak to about someone else's credit score?
Submitted on: 19th Jun 2010 by Non-Member | Total Answers: 0

I have a joint mortgage with an ex housemate and last year he decided to move out last year. In order for me to keep the house he stayed on as a silent partner as I was unable to take over the mortgage myself but he makes no financial contribution whatsoever and I even paying him monthly as well.

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I have applied for a DRO, what shall i do about the creditors demanding money now before it

Submitted on: 22nd Sep 2010 by Non-Member | Total Answers: 1

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How will a default on credit card affect future additional borrowing on a secured loan
Submitted on: 18th Apr 2010 by Non-Member | Total Answers: 0

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When I can I start to get credit again?
Submitted on: 4th May 2011 by Non-Member | Total Answers: 1

I used a debt management company to help clear my debt, this was finally paid off in 2006. My credit report reads satisfied next to all my creditros, I would like to start to approve my credit rating again, but don't seem to be able to get any.

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i have a bank account the now and i am going bankrupted can i still keep this account with m
Submitted on: 1st Feb 2011 by Non-Member | Total Answers: 1

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