CCJ
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Can creditor force sale if charge put on property in shared ownership property |
i am in a shared owner property with a housing association and have been issued a CCJ for £17k the original loan £15k they are now threatening to put charge on property which i own 45% my equity is only around £21k at the moment would they force a sale im currently not working and wonder if selling best option but would leave me with nothing as have othr debts of £23k I
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How will a CCJ affect my credit rating? |
Will I be able to get a loan if I have a CCJ and will it affect my credit rating?
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CCJ's - should I be worried? |
I have had a number of letters from debt collectors threatening that they going to go the courts to get a CCJ against me. Should I be worried?
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debt collectors chasing from 4 years for 890 pounds |
Hi there,
First let me thank you very much for your help in this forum. Here follows my nighmare;
I have debit collection agency chasing me to pay around 890 pounds (which include interest) that was borrowed from HFC for a computer in 2004.
The debt has changed hands with several debt collectors finally ending up in the hands of 1st credit. they have been chasing me since 5 months.
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I have been paying 2 ccj's for about 15 years now, what would happen if i stopped paying |
I have been paying 2 ccj's for about 15 years now (£5 month on each one) I will be dead before the debt is cleared so what would happen if i just stopped paying now? I am about to move house soon, would this help?
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we want to sell out house but have a secured ccj on it what if it does not cover both? |
we need to sell our house after 5 years but have a secured ccj on the house and dont think that we will get enough to pay both mordgage and the ccj solicetors and estate agents fees , do we have to pay the ccj first before house loan?
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can a creditor ask me for more money than what i owe on my ccj |
i received a ccj telling me i owe one amount, and the creditor is telling me i owe a different amount which is considerably higher. They said this was because they only put a part claim in to keep costs down and i still have to pay the rest. Can they do this?
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I am due to go to enforcement of judgment office regarding a ccj i ignored, what happens? |
What happens at an enforcement of judgments office? I have been told to appear at my local enforcement office, will they make me pay more than i can afford? I also never got an admission and defence form to defend the ccj, just a letter telling me that a ccj has been enforced,and i have to appear or they will seize my goods.
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Wil my sons ccj affect my credit rating? Its against our property, but he lives elsewhere. |
I have been informed by a debt collection agency that my son, who lives elsewhere, has a ccj against him at my property. He moved out a few years ago but I believe he has continued to register his vehicles at my home. Will this affect my credit rating and is there anything that can be done about it?
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I am about to recieve a CCJ |
the property I live in is owned by my partner can the creditor enforce a CCJ against it?
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Can CCJ payments be increased? |
My partner has 2 ccjs from his previous marriage. With regard to one of them, it was agreed at the time of the CCJ being registered that he would pay £55 per month,. they have now contacted him to say that they wish to increase this by £10 a month and if he doesn't agree they want to see 3 years worth of bank statements.
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Can interest be added on a CCJ. |
I have a ccj against me which I am paying at the arranged amount every month. The debt is increasing due to interes being charged, can they do this?
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I have a CCJ and I think this is stopping my housemates getting credit, how do I change this |
I do not own my house, we all rent it together. I have a CCJ and one of my housemates had an excellent credit rating before he moved in. He tried to get something on finance and this was rejected, whereas before he had no trouble doing such things, and I am fairly sure this is to do with my CCJ.
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CCJ because of inadequacies of leading car insurance company |
My wife now has a CCJ against her because a leading car insurance company ignored letters from a third party insurance company when a claim was being addressed. The matter went to the courts but the insurance company still ignored the letters. My wife then received a judgement from the court for almost £5,000.
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Can a debts be enforced overseas |
I have lots of debt and have moved out of the UK to Spain I own a home here, can I be pursued for debts here, is my house safe?
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I must of filled a statemrnt of earnings form before a ccj is issued ? |
No artachment of eArnings can be made.unless I've fillled a earnings form in?
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ccj for £4600, what would be a fair offer of monthly repayment? |
i can only afford about £30.00 per month, would this be a fair offer?
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Need some information about bailiffs. |
I owe money to a credit union. Because I didnt pay the debt I accrued a CCJ. Because I have defaulted on repayments I have received a bailiffs letter for a nonpayment of warrant.. Do they have the right to force entry for a credit union debt? And which is the best way forward now? If I dont answer my door will they send the warrant back to the court? How much do I need to worry? Need help please:)
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I have been unable to get a ccj stayed,and have had £460 costs awarded against me.Help! |
I had a ccj made against me in 2006 by HFC bank.
I didn't contest it due to ill health and I was ordered to pay £60 per month,and a charge was put on my property.
I recently made several requests for a copy of the original which was basically stonewalled,so I refused to pay,and filed for the order to be stayed.
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Court order |
Have a £5 per month court order with lioyds I have not defaulted. The debt has now been sold to a collection agency
Is the court order still valid. As they are saying if the payment is not increased they will enter litigation. Thank you
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signing a trade account am i liable for debt |
i signed as a director of a limited company a trade account application form,company now insolvent creditor chasing me personaly for the debt,can they do this?threatening small claims court,small print at the bottom were i signed was unfairly worded in my opinion and i wasnt made aware of this being a personal guarantee and it was never witnessed.
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If my partner gets a CCJ against him but he lives at my property |
If my partner gets a CCJ against him but he lives at my property which is only registered in my name would this stop me from selling my house? Would I be a liable to pay the debt if I wanted to sell my house as part of the costs of sale?