CCJ
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Can creditor force sale if charge put on property in shared ownership property |
i am in a shared owner property with a housing association and have been issued a CCJ for £17k the original loan £15k they are now threatening to put charge on property which i own 45% my equity is only around £21k at the moment would they force a sale im currently not working and wonder if selling best option but would leave me with nothing as have othr debts of £23k I
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CCJ's - should I be worried? |
I have had a number of letters from debt collectors threatening that they going to go the courts to get a CCJ against me. Should I be worried?
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How will a CCJ affect my credit rating? |
Will I be able to get a loan if I have a CCJ and will it affect my credit rating?
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I have been paying 2 ccj's for about 15 years now, what would happen if i stopped paying |
I have been paying 2 ccj's for about 15 years now (£5 month on each one) I will be dead before the debt is cleared so what would happen if i just stopped paying now? I am about to move house soon, would this help?
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can a creditor ask me for more money than what i owe on my ccj |
i received a ccj telling me i owe one amount, and the creditor is telling me i owe a different amount which is considerably higher. They said this was because they only put a part claim in to keep costs down and i still have to pay the rest. Can they do this?
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I am due to go to enforcement of judgment office regarding a ccj i ignored, what happens? |
What happens at an enforcement of judgments office? I have been told to appear at my local enforcement office, will they make me pay more than i can afford? I also never got an admission and defence form to defend the ccj, just a letter telling me that a ccj has been enforced,and i have to appear or they will seize my goods.
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debt collectors chasing from 4 years for 890 pounds |
Hi there,
First let me thank you very much for your help in this forum. Here follows my nighmare;
I have debit collection agency chasing me to pay around 890 pounds (which include interest) that was borrowed from HFC for a computer in 2004.
The debt has changed hands with several debt collectors finally ending up in the hands of 1st credit. they have been chasing me since 5 months.
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we want to sell out house but have a secured ccj on it what if it does not cover both? |
we need to sell our house after 5 years but have a secured ccj on the house and dont think that we will get enough to pay both mordgage and the ccj solicetors and estate agents fees , do we have to pay the ccj first before house loan?
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I am about to recieve a CCJ |
the property I live in is owned by my partner can the creditor enforce a CCJ against it?