Poetry Competition - It's called 'Debt Free – Poetry to inspire action' Topic: Misc. Debt Inspired by a poem by Paul Laurence Dunbar called The Debt, Talk About Debt are ran a poetry competition to find this century’s ‘Debt Poem’. The quality of the response was amazing and the poems a true reflection of the time we live in We have over 100 entries, which have been in a downloadable PDF. We're sure you'll enjoy them as much as we have.
Auf Wiedersehen Debt Topic: Misc. Debt 2008 Winning Poem
Auf Wiedersehen Debt
by Michael Weightman
Even though that I don’t know you
I’m going to place a bet
That now, before or sometime
You’ll be face to face with debt
It could have been with money
That was used to pay the rent
Or could have just been credit
That you’ve already spent
There are always those that aren’t though
Born to be a saver
Posted: 9 weeks 2 days
What stage in the debt cycle are you? Topic: Misc. Debt Once upon a time your finances were healthy and if you want them to be, they can be again. These are the typical stages that someone in debt goes through. Do you recognize any?
Step By Step Topic: Misc. Debt 2008 Winning Poem
Step By Step
by Jennifer
No shortcuts where you’re headed,
You’ll need fortitude and drive
But the sooner you start walking,
The sooner you’ll arrive.
Don’t pretend that there’s no problem,
Hide your head beneath the sand,
Instead draw up a strategy
And stick to what you’ve planned.
Debt’s wily paths are tangled
To snare poor passers-by
Posted: 9 weeks 2 days
Debt Jargon Buster Topic: Misc. Debt There are so many technical and legal terms, and abbreviations associated with debt and finance. To help, here’s our jargon buster to help.
Posted: 9 weeks 23 hours
A Tale of Two Countries’ Economic Peril Topic: Misc. Debt Failed banks. Unemployment. Bankruptcies. Dismal situations even individually, but when they all happen at the same time different countries, it becomes a global disaster. It’s what both the United States and the United Kingdom (along with several other countries) are going through right now.
Posted: 4 weeks 23 hours
The Final Decree Topic: Misc. Debt 2008 Winning Poem
The Final Decree
By Joanne Graham
Depression. It’s raining. My team hasn’t scored.
There’s nothing on TV. I’m restless. I’m bored.
Pull out the plastic, like a well-timed punch,
In the tight-fisted clench of the “Credit Crunch.”
Retail therapy. What a glorious feeling.
Spending money, not mine. Does that count as stealing?
Posted: 9 weeks 2 days
Sandbanks dreams washed away by tide of debt Topic: Misc. Debt One of the country’s most exclusive areas has been hit by the credit crunch. It has emerged that two houses in Sandbanks, Poole, Dorset have been repossessed – the first repossessions in the area in 14 years.
The owners of a five-bedroom home got into trouble after their property investment business was hit.
Posted: 9 weeks 1 day
Brown backs the courts Topic: Misc. Debt Prime Minister Gordon Brown has issued new instruction to the courts for lenders seeking to evict tenants who have got behind with their mortgage payments.
Can you believe the news. The world is going mad. The markets are in free fall. Unemployment is set to rise. We own a significant chunk of the banks. Countries are facing bankruptcy. I thought my life and finances were tricky.
Who are Labour kidding? What’s the real rate of inflation? Topic: Misc. Debt The government today announced that inflation has risen to 4.4% from 3.8% in June, with the main contributing factors being:
Food – Whether you’re buying meat, vegetables, cereals or a simple loaf of bread, food is becoming more and more expensive.
Did you realise that supermarkets just are not that cheap. They are just very convenient. Don’t be fooled by the buy-one-get-one-free signs and the 3 for 2’s. Many of the staple items that make up your shopping basket are pricey and can be bought much more cheaply elsewhere.
As tempting as the extra 10% off sales prices was it was the 27% APR that made me say no. I really didn’t realise how expensive store cards were until I started to read the small print. Wow what a shock.
If you’re not going to be in a position to pay back the full amount owed on the card at the end of the month, STOP. DO NOT DO IT. You pay for those clothes or appliances many times over.
Being in debt is a living nightmare. I know because I have been there and is why I have decided to write about it and contribute to this website. Nearly two and a half years ago I had £34,000 worth of debt. For creditors. 2 or 3 phone calls a day chasing payments.
I was recommended an IVA about 12 months ago. After the relatively involved proposal process it was accepted and 63% of my debt was written off. I owed £62,000 at the time and was getting further into debt every month. I was waking up at night, and I wasn’t that nice to be around. Now I am a different person and I am paying back just over £400 a month and I can manage it.
Hard pressed shoppers turn to cash Topic: Misc. Debt The sharp rise in the number of £50 notes in circulation shows that shoppers are turning to cash rather using a credit card, says Nick Buckles, chief executive of the security transport company G4S. He told Radio 4: "Cash payments are increasing all the time.”
