Banks
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Where can i get a savings account whilst being bankrupt? |
Im currently in an undischarged bankruptcy and looking to have a savings account. I stay in Scotland just in case that makes any difference. I did have a savings account with the Bank Of Scotland and they said it would be fine to continue to use this whilst bankrupt.
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Can a DCA track you if change your name? |
Assuming someone changed name by deed poll, closed all credit accounts, i.e. mobile phone, sky, bank accounts etc and moved address. How can a DCA find said person?
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I have been trying to pay my bank an agreed amount of money off my dept, |
Every time I send it they return it saying wrong account, I then send it to the new account they return it saying wrong account
this has been going on for 2 years, and they keep returning my money
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If the Bank that gave you a loan out of the blue sends you a cheque for a months over paymen |
If the Bank that gave you a loan out of the blue sends you a cheque for the same as your monthly payment. Why would they do this. There is little chance of me over paying (defaulting yes but not over payment) and do I have to pay it back (Yes is the only honest answer to that) but by law do I have to?
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Can we be forced to sell our house by the Bank if we cannot pay our secured loan. |
We took a loan for our Ltd Business it was secured on our home. Unfortunately our business went into liquidation and we are now being asked to repay an amount of £30000. Our home is in my Husbands name only but myself and my children also live here. I can make an offer to pay a minimum monthly amount but can they force us to sell our home to pay of the debt immediately.
Regards
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i have split up with my partner coming up to a year in juy. when we was together the mortage |
was in his name only. we took a loan out against the mortage in both names. things are now turning nasty. i no longer can afford to pay 500 a month so he can live in the house. can you give me some advice what i can do
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Business account when discharged from bankruptcy |
Hi
I have been DBR since April 2010 - I now wish to start up a small retail shop and naturally wish to accept payment via a card terminal (chip & pin).
To have this facility you need a business bank account. Unlike a basic personal account these appear impossible to obtain - I've tried several banks including my own COOP but so far its no or call again in 6 years sir :-(
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Selling a house co-owned with ex wife |
I own a house with my ex wife that is rented out, but I want to sell it and move on with my life, she is reluctant to sell but can afford to. The house is in negative equity by at least £10k but we have agreed any equity, positive or negative will be split 50:50. Can I force the sale against her wishes?
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my wife has been sequestrated. will i be liable for our joint overdraft. |
my wife had an account with overdraft with rbs for many years. my name was added to the account fairly recently with the intention of paying my wages into the account. this never actually happened, and i never yet made any deposit or withdrawl. in fact i had no dealings whatsoever with that account.
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my business failed owing lloyds tsb £4500 |
LLoyds tsb instructed a firm of solicitors who were unwilling to make a payment plan and issued me with a ccj they got judgement and now have a applied to the court were they are based to put a charging order on my house.
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Debt with same bank as mortgage... |
I have a debt with NatWest of just over 5k. I also have my mortgage with them - of which I have never defaulted on a payment since I had it (7 years). Can the bank take action to recover the outstanding balance of my mortgage as well as the 5k debt?
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a bank was informed of creditors complete with names addresses etc. |
The bank later sought and got a Charging order without informing the judge they knew of other creditors thereby gaining financial advantage. Should the bank have informed other creditors about their action. Were they bound to inform the Judge. Would this have affected the Judge's view
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There are news that Royal Bank of Scotland is going to fall. Is it true? |
Should I take my deposit and sell my RBS bonds or would the UK government protect private investors?
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Where can I get a bank account if I have debt problems? |
I have bad debts but I need somewhere I can have wages paid into and a debit card.
I have spent some time away from the UK.
I also don't know how to get my debt problems on track.
Do you have any ideas?
Many thanks
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Am I liable for a companies debt once it has been dissolved? |
I was previously a director of a limited company it was dissolved over a year ago. There was a company bank account set up at the time. The account balance was apparently overdrawn slightly and I have just received a call from the bank asking for the repayment of the overdrawn amount plus a huge fine that has been building up in the mean time.
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Suppose the business has total assets worth Rs. 450,000/- and total liabilities of Rs. 800,0 |
Suppose the business has total assets worth Rs. 450,000/- and total liabilities of Rs. 800,000/-.
Mr. Ali has the personal property of Rs. 200,000/- and Mr. Yasir has the personal property of
Rs. 125,000/-. In case the business is liquidated and declared as bankrupt, up to what extent
Mr. Ali & Mr. Yasir will pay from their personal property to satisfy the creditors’ claim? You